Novamar designed policies for your house or condominium We designed the AIG Novamar MX HO Policy to give you peace of mind that your investments are properly protected in Mexico Our easy to use online policy issuing system means you are just minutes away from protection against damage from fire lightning hurricane tsunami flood mudslide tidal wave earthquake third party liability glass breakage by a policy that meets USA and international standards of quality This policy is easy to buy online or by calling Novamar offices in Mexico You will need only the physical address of your property or the house you are renting the Zip Code in Mexico and the values you want to insure Here are some of the benefits included in this great policy Building Contents Value and sum insured selected by the insured Hydro meteorological coverage included Hurricane coverage for beach front locations included Earthquake and volcanic eruption coverage included Betterments and Improvements investment covered special for condos Solar panels included in the building section Outdoor construction and underground equipment included Debris removal included Remodeling added value for building included Additional new acquisitions for contents included Golf carts covered as a household good including thirdparty liability coverage Loss of rents included Extra living expenses included Inflation endorsement to protect against racing cost It is granted under the general conditions of the product Hogar Flex Libility Family liability in and out of the House Landlord liability Tenants liability Sports liability as an amateur Bicycles roller blades kayaks and motorless vehicles liability Pet liability Domestic employees medical expenses included Legal defense expenses included Automatic third property damage payment without legal process up to US$200 It is granted under the general conditions of the product Hogar Flex Robbery Household goods Jewelry art and difficult to replace objects Robbery outside of the house Money and securities covered in and out of the house Coverage with specified sub limits per item Glass Breakage Glass breakage inside and outside all risk coverage Electronic Electrodomestic TVs computers refrigerators dishwashers microwaves electric ovens washersdryers sound equipment etc Machinery Breakdown Pumps engines pool equipment transformers elevators heaters boilers etc Premium Coverage Benefits Car keys or house keys lost or damaged replacement expenses Locksmith plumber electrical glass breakage assistance services Repair expenses to stop further damages Removal expenses to stop further damages Additional repair expenses required by authorities Policyholder life insurance due to an accident Dental services Optical services Pet medical assistance Ambulance services Additional living expenses due to a catastrophic event Loss of official documents replacement expenses Fraudulent charges to credit or debit card Expenses for loss of identity AIG Claims Service Guaranty Adjuster assistance in 24 hours or less Loss payment in 72 hours for claims up to US$2000 Down payment for 50% of the claim in 72 hours